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  • Finance
  • Trade Finance
  • Collection and Payment Services
  • FX
  • Cash Transactions

Finance

  • Medium and long-term funding solutions for your company's investments and/or projects.

    • Structured financing

    • Fixed-rate or variable-rate loans

  • Guarantees with the aim of covering your company's obligations.

    • Technical Guarantees

    • Economic and financial guarantees.

    • Customs guarantees

  • Financing instruments to cover short-term liquidity needs.

    • Revolving Credit Facilities

    • Committed Revolving Credit Facilities

    • Uncommitted Revolving Credit Facilities

    • Comercial discount

    • Market advances

  • Advance charge for sales on credit

    • Non-recourse Factoring

    • Factoring with recours

  • Management of supplier payments

    • Reverse Factoring

  • Others.

    • Participation in risk purchase programmes

Trade Finance

At CaixaBank, we offer different medium and long-term management and financing solutions for your foreign transactions.


Import Letter of Credit

A secure and efficient way to make payments for purchases from foreign suppliers.

This service guarantees that your bank (CaixaBank) will pay the supplier as long as certain conditions are met regarding the documentation that the supplier sends to CaixaBank, relating to the goods, their delivery, transport, etc., conditions that you as the buyer have previously agreed.

Export Letter of Credit

We insure your operations abroad through a secure and agile means of collection. We offer a bank guarantee of collection, coverage of all your risks and the possibility of advance payment of the credit amount.

Trade Finande Financing

At CaixaBank we offer you different medium and long-term financing solutions for your foreign trade operations.

Export

  • Export documentary remittances
  • Non-recourse discounting of export letters of credit
  • UPAS (Usance Payable At Sight)

Collection and payment services

Transfers and Management Bank Checks

You can make ordinary and urgent domestic transfers and international transfers in most currencies fully electronically.

Management of Payment Files

Make mass payroll or supplier payments through CaixaBankNow in the most convenient way, at any time and from anywhere. The online wizard helps you create files quickly by importing an Excel file or including individual payments.

Balance by SWIFT message and digital banking

This service allows you to obtain your account balance in an internationally standardised format.

You can consult statements in SWIFT format (MT940/942), manage payments from your files and access the digital banking portal online.

Discover CaixaBank FXNow
Forex platform

FXNow Maroc is a new online platform to manage currency trading operations: an innovative tool that combines speed and accuracy of professional market platforms with the user experience of the most advanced environments. Trading currencies has never been so easy!

Trade in 2 clicks

Easy currency trading with different currency pairs

Agile and intuitive environment

Easy navigation in a modern and customizable environment

Professionalism

Platform with access to real-time quotes and technical analysis tools

Live trend

Price analysis tool that allows you to consult and compare the maximum and minimum historical prices of all available currency pairs

Trade report

Visualization of all foreign exchange transactions traded through Electronic Trading (by platform and telephone)

Reuters news section

Access to market information and latest news in real time provided by Reuters

Platform languages

Platform available in 5 languages (French, English, Spanish, Portuguese and Catalan)



In order to use this service, it is required to have an account agreement in dirhams in Morocco, without the need to have concluded an account agreement in foreign currency.

Treasury

  • Current Accounts

Demand deposits for your company's normal processes, collections and payments, etc.

  • Term deposits

Through term deposits, the features of which are adapted to your transactions and business.

  • Currency - SPOT (one to one transactions) and Exchange differences (table)